Add AGENTS.md for AI coding agents; clarify manual tool design in README
Co-authored-by: Qwen-Coder <qwen-coder@alibabacloud.com>
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A standalone Ruby script that cross-checks three financial systems and flags discrepancies.
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**Manual tool** — Export CSVs from GoCardless and Shine, run the script locally, review the report. No API integrations with payment providers, no background processes, no coupling to other projects.
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## The problem it solves
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Payments flow through three separate systems that are not automatically linked:
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